NorthstarKits
Digital planners and templates that do the setup work for you.
Cadence Sheets
Cadence Sheets: Pay-Period Budget Planner
$29 USD · one-time payment
Instant digital download · Google Sheets + Excel + PDF guide
Your bills run by the month, but your paychecks don't. Enter your pay schedule, one payday, your typical take-home pay and your bills. The planner maps every bill to the paycheck that pays it and shows a spending limit for each paycheck, including the months with a third paycheck. It is a done-for-you tool, not a course: no calendar math and no formulas to write.
Buy now · $2930-day money-back guarantee. See our Refund Policy.
What's included
- The planner workbook for Google Sheets and Excel (.xlsx), in a blank version and a filled example. Tabs: Start Here, Pay Setup, Bills List, Paycheck Calendar, Bill-to-Paycheck Map, This Paycheck, 3-Paycheck Month Plan and Year View.
- Bill-to-Paycheck Map: each bill assigned to the paycheck that lands before it's due, with low-spot and short-check warnings and the amount to move to your bills account each payday.
- Extra-paycheck planning: 12 months of paydays generated for you, with third-paycheck (or fifth, for weekly pay) months planned ahead.
- Extra tabs: Once-a-Year Bills Planner, Couples Pay Sync for two pay schedules, and a Spending Check-In.
- PDF setup guide (10 pages) with step-by-step screenshots.
- Printable Bill Calendar & Payday Checklist (PDF, 16 pages, undated so it works for any year).
Who it's for
People paid every two weeks, twice a month, weekly or monthly whose bills are due on fixed monthly dates, and who want the paycheck-to-bill matching done for them instead of redoing it every month. It works with Google Sheets (free Google account) or Microsoft Excel 2016 or later / Microsoft 365.
It is not for daily or gig pay, and it can't make income cover bills: if a paycheck is short, the planner shows the gap so you can plan around it.
How delivery works
Checkout is handled securely by Stripe. After payment you get your download link for the files. If anything goes wrong with your download, email support@northstarkits.com.
Buy the planner · $29 USDThis planner is an educational budgeting tool. It is not financial, tax or legal advice. Results depend on your income, bills and choices; no specific outcome is guaranteed.